Additional Terms and Conditions
Billing Information
My401kPro bills annually at a rate of $299 per year. Because this service is offered at such a low dollar price as well as at such a low price relative to other professional assistance, no refunds will be made for early termination except in the situation wherein the service is terminated. In fact, a fair trial of the merits of this service should involve subscribing to it for a minimum of one year and more realistically for a three year term.
Your subscription will commence upon the submission of your subscription agreement and the completion of the processing of your credit card information. You will have access to most of your personal My401kPro pages at that time. The one exception is access to the Fund Ranking section. This page will not be available for up to 5 business days subsequent to our receipt from you of the investment options in your 401(k) plan or investment program.
The subscription will automatically be renewed 12 months later unless you notify us of your desire to terminate your subscription at least 15 days prior to the 12 month anniversary date. In the event that you are currently an active subscriber of My401kPro and your credit card expires, you hereby authorize My401kPro to update your expiration date by advancing the date forward to your credit card's new date of expiration.
My401kPro reserves the right to change the rates for the subscription at any time following a 30 days notice by email to the subscriber or by a notice posted to the Subscriber Messages area of the web site. The subscription rate change shall apply to all subsequent new billings immediately and all renewals at the time of their normal subsequent annual anniversary date.
Security of Website
All sections of My401kpro.com that transmit or receive financial information are secured with 128-bit encryption via an HTTPS connection using the Secure Socket Layer (SSL) protocols. SSL is designed to prevent your information from being illegally obtained while in transit across the Internet. Each page request and delivery is issued encrypted; only you and My401kpro.com have the secured keys and certificates to unlock and read that data. Your browser should inform you when you have entered a secure area of the website by placing a padlock icon on the browser's periphery and directing all requests to HTTPS in lieu of HTTP.
For more detailed information on SSL please see the following external link:
Wikipedia entry on SSL and TSL
Use of Website Material
You may only access and use the materials on the site, and download and/or print out one copy of any materials on the site, solely for your personal use. Allowing access to the contents of My401kPro to others by distributing the information contained therein by any means but not restricted to sharing printouts of the material, oral distribution or sharing your password without our prior written permission is strictly forbidden and will be grounds to terminate your service. Modification of the materials or use of the materials for any other purpose is a violation of our copyright and other proprietary rights, and is strictly prohibited. The only exception to the above sharing restriction is the temporary exposing of the website to fellow 401k participants or other appropriate investors for purposes of revealing the existence of My401kPro.
Internet or Transmission Risks
My401kPro cannot be responsible for delays in transmitting the information described on this site in a timely manner resulting from problems with Internet connectivity either by you, or us or by slowdowns of Internet transmittal of information. We are also not responsible for delays or interruptions in transmission of information due to man-made or natural causes.
Contacting My401kPro.com
If at any time you have questions or comments regarding any aspect of this service, please contact us by email. We will not respond, however, to questions in a manner that involves any personal investment guidance. Such personal advice would constitute a violation of the securities laws under which this website was instituted and with which it must comply. Contact My401kPro
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